Medigap Plan L policies, which are offered by private insurance companies as supplemental coverage to fill the gaps in Original Medicare Part A and B coverage. Because of higher degree of cost-sharing these polices general have lower premiums than Plan F.
Because Medigap Plan L polices are offered by insurance companies instead of by the federal government, availability of these plans may differ. Not all companies will offer all 10 standardized Medigap Plans.
Plan L will cover the basic benefits of Medigap are are required to offer, but may not cover 100% costs.
Medigap Plan L will cover 100% of the costs of:
Medigap Plan L will cover 75% preventive care co-insurance of: