Medigap Plan G is identical to Plan F. Both plans offer comprehensive coverage and are among the most robust of all Medigap offerings. Plan F however; requires the enrollee to pay pay Medicare Part B deductible out-of-pockets.
In 2013, the Part B deductible was around $147, and once the out-of-pocket expenses surpass that total, you will assume the responsibility of paying 20% of Medicare-approved Part B services.
Medigap Plan F was created to help enrollees to cover excess costs from health care providers and will include the following benefits:
The majority of Medicare Supplement plans (Medigap) plans will not cover Part B excss charges and is why Medigap Plan G could be of interest for those who have frequent medical needs.