Medicare in Illinois is health insurance for is for those 65 or older and for those under 65 with certain disabilities and any age with End Stage Renal Disease. You also must have entered the United States of America legally and have lived here for at least 5 years to be eligible for Medicare.
Medicare in Illinois consists of four parts: Part A, Part B, Part C and Part D.
Original Medicare is administered by the federal government, which has two parts. Part A and Part B.
which will pay for impatient care you will receive in an hospital, home health care, hospice care, and skilled nursing facility if you meet certain conditions. Most individuals do not have to pay a monthly premium for Part A because he or she or a spouse paid Medicare taxes for 40 calendar quaters while working in the United States. If you are not eligible for premium-free Part A, you might be able to to buy Part A if you meet the following requirements:
You are under 65, disabled and your premium-free Part A coverage ended because you returned to work. (If you are under 65, disabled you can continue to get premium-free Part A for up 8.5 years after you have returned to work.
You are 65 or older, you are entitled to or enrolling in Part B and you meet the residency or citizenship requirements of Illinois.
will cover medical services such as medical services, doctor services, outpatient care, and home health services. Part B will also cover some preventive services. There is however; a monthly premium for Part B. The standard Part B premium in 2011 was $115.40. However, there was no Social Security cost-of-living adjustment in 2011. Therefore, most individuals with Medicare are already enrolled in Part B in 2010, with a income of that is below $85, 000 for each individual or $170,000 for married couples, will pay the same premiums in 2011 as they were paying in 2010.
These plans are offered by private insurance companies and are approved by Medicare. In order to qualify, you must already be enrolled in Part A and Part B. The plans will provide all your Part A and Part B services and will generally provide additional services. People usually have to pay a monthly premium and copayments that are likely to be less than the deductibles and coinsurance under the original Medicare. In most cases, the plans will offer Part D prescription drug coverage. Benefits and cost will vary by plan.
Part D of Medicare in Illinois is prescription drug plans offered by private insurance companies which are approves by Medicare. There are currently two ways to receive Medicare prescription drug coverage:
Medicare in Illinois – Illinois Medigap – Medicare Supplemental Insurance in IL