Do you need an insurance policy to help cut
down on your growing Medicare costs in 2016?
Find Affordable
Medicare Insurance
It’s free and without any obligations

Medicare Part A – Compare Medicare Plans

Looking for health insurance?

Find a licensed insurance agent to talk to in your state. Use the form to find someone to talk with about Medicare Part A deductible 2019 .

Medicare Part A definition – Medicare Part A is a federal program that is also know as hospital insurance and it will cover hospice care, inpatient hospital stays, some home health care, and care in a skilled nursing care facility. Original Medicare is managed by the federal government. Even if Medicare health insurance will cover an item or service, Medicare covered items and services costs mean you generally must pay copayments, deductibles, and coinsurance. Depending on your personal need you may need a Medicare Advantage Plan for additional services.

Part A Hospital Insurance:

Medicare Part A health insurance does not cover:

  • Routine foot care
  • Hearing aids and exams for fitting them
  • Most dental care
  • Cosmetic Surgery
  • Acupuncture
  • Long-term care
  • Eye examinations related to prescribing glasses

What does medicare part a cover?

Services Covered under Medicare Part A:

  • Hospital Meals
  • Blood for transfusions in skilled nursing care facility or hospital
  • Lab tests, radiation treatment as inpatient, and X-rays
  • Semi-private rooms
  • Care on special units, such as intensive care units
  • Drugs, medical supplies and medical equipment as an inpatient
  • Rehabilitation services, such as physical therapy received through home health care
  • Skilled health care in your home if you’re homebound and only need part-time care

Limits when you enroll in Part A Hospital Insurance

Medicare Part A has limits such as if you are hospitalized for a very long time (more than 90 days at one time), there are limits on the number of days of Part A will help pay for. In the same way, there are limits to the number of days of care in skilled nursing care facility which Part A will pay for if medically necessary. Private Medicare Part A will help pay for unlimited number of hospice care visits and home health care visits, however you must meet several conditions in order to receive either kind of help.

Providers when you enroll in Part A

Medicare Part A enrollment – Under Medicare Part A beneficiaries may choose any qualified provider in the United States who are accepting new patients or is accepted by Medicare. Because Medicare Part A will offer the same benefits throughout the Untied States, the beneficiary is not limited to a ceratin region or state for your health care needs.

Medicare Part A Costs

Medicare Part A eligibility – Under Medicare Part A beneficiaries usually do not have to pay monthly premiums for Medicare Part A coverage if your spouse or you have paid Medicare taxes while working. This is sometimes called premium free Part A.

If you buy Part A, you will pay up to $426 each month but, most people will get a premium-free Part A. You will receive premium-free Part A at 65 if you meet the following requirements:

  • You or your spouse had Medicare-covered government employment
  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You’re eligible to get Social Security or Railroad benefits but haven’t filed for them yet.

If you are under 65, you can get premium-free Part A if:

  • You have End-Stage Renal Disease (ESRD) and meet certain requirements.
  • You got Social Security or Railroad Retirement Board disability benefits for 24 months.
  • In most cases, if a person chooses to purchase Part A, they must have Medicare Part B (Medical Insurance) and they must pay monthly premiums for both.

When will Coverage for Medicare Part A begin?

Medicare Part A eligibility – Coverage for Medicare Part A will start during the first 3 months of the initial Enrollment Period, your coverage will start the first day of your birthday month, unless your birthday is on the first day of the month. You may be automatically enrolled depending on the situation. For example, if a person 65th birthday is on July 20, 2016 and they sign up for coverage in April, May, or June their coverage will begin on July 1st 2016. However, if your birthday is on the first day of a month then your coverage will begun the first day of the prior month. For example, if your 65th birthday is July 1, 2016 and you sign up for Medicare in March, April, or May your coverage will begun June 1, 2016.

Part A and Part B information, info on prescription drugs, durable medical equipment, Medicare part b medical insurance, medically necessary treatments.

Premium free Part A means you typically don’t pay monthly premiums for Medicare Part A health insurance coverage when you or your spouse paid for Medicare taxes on a certain amount of time while you were working. This is sometimes referred to as premium free Part A.

Find licensed insurance agents to talk to in your state

Medicare Part A | Part A Costs | What does Medicare Part A Cost? | When will Coverage for Medicare Part A begin?

Our Trusted Carriers
Speak to a licensed
agent today