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Choosing a Medicare Supplement Plan for 2017

Choosing a Medicare Supplement Plan for 2017 will require balancing what the plan covers against what the plan will cost.

Supplemental Plan F, covers all charges that Medicare 2017 Part A and Part B don’t. That means no out-of-pocket expenses for the beneficiary, however, Plan F is the most expensive plan, so it may not be cost-effective for everyone.

Supplemental Plan G, is less expensive, but doesn’t cover any Medicare 2017 Part B annual deductibles. So again, the beneficiary must balance the cost of the plan against the actual number of times in the year visits will be made to a doctor’s office.

Supplemental Plan N, is the cheapest of the plans, and like Plans F and G, is considered a high-coverage plan, but it doesn’t cover as many expenses. Plan N, requires the same annual deductible as Plan G, plus requires the beneficiary to make co-payments and other small deductibles depending on the individual situation involved.