When Can I Buy Medigap Insurance?

You’ve enrolled in Original Medicare but are discovering that not all healthcare costs are covered. If you find yourself in this situation, Medigap insurance might be the solution you need to supplement your health care costs. With a Medigap plan, you can also choose the doctor you want to see.  Medigap Insurance It’s important to understand what Medigap is and what it isn’t. Medigap is a supplemental health insurance plan sold by private insurance companies to fill in the gaps of Medicare Part A and Part B. These gaps in coverage include: Copayments...

Does Medicare Cover Nursing Homes?

When it comes to health care in America, trying to learn all the ins and outs of what it actually covers can be tricky. If you are a legal guardian or have questions about Medicare coverage regarding nursing homes for yourself, the information below will provide some answers. Medicare Part A If you are turning 65 years old, or are under 65 years old, but receive Social Security disability benefits, you are eligible for Medicare. Furthermore, if you are under 65 and have end-stage renal disorder (ESRD), you are eligible for Medicare coverage. For those who are eligible for...

When is Open Enrollment for Blue Cross B...

As 2018 nears its end, the Open Enrollment Period for the health insurance marketplace in the United States begins again. There have been a few changes in the marketplaces from state to state as health insurance providers and the healthcare industry deal with changes to legislation regarding this important aspect of our society. Blue Cross Blue Shield is a federation comprised of 36 local, independent health insurance organizations working in all 50 states. This organization and the health insurance companies that partner with Blue Cross Blue Shield are responsible for...

How to Get a Replacement Medicare Card

If you have lost your Medicare card, don’t panic. A lost Medicare card can be replaced with a few easy steps. Your Medicare card is your proof of insurance, and it may be required when you need health care treatment or prescription coverage. You’ll want to get a replacement card as soon as possible. If you haven’t lost your Medicare card, but your current card is illegible, stolen, or in some way destroyed you can get a replacement card. Here’s Where to Begin with Medicare Card Replacement The easiest way to get a replacement card is by visiting your “My Social...

2018’s Medicare Supplement Companies Top...

Reaching the age of 65 is when you find yourself faced with important decisions about your healthcare insurance. Spending your life working and paying into Medicare; it is now time to reap the rewards in benefits. While you must enroll in the Original Medicare, it is also the time to enroll in Medigap. One you know which letter plan is needed, it’s time to choose the health insurance carrier you want. Here is list of 2018’s top 10 Medicare Supplement companies available. Companies (A.M. Best) Rating, (S&P) Rating and how many years the company has been in the market....