3 Quick Tips to Avoid Medicare Scams

Healthcare fraud costs the nation an estimated $68 billion annually, according to The National Health Care Anti-Fraud Association. Medicare scams are becoming more frequent, which means consumers need to be aware of the telltale signs of health care fraud. The release of new Medicare ID cards has created more opportunities for scammers to commit medical identity theft and other Medicare scams to separate individuals from their money. Below are some of the most common Medicare scams and tips on how to avoid them.

Scam #1: The scammer wants you to pay an activation fee

The new Medicare ID cards are meant to protect cardholders from identity and benefits theft. However, fraudsters are finding ways to take advantage of the confusion surrounding their distribution. Medicare ID cards are free of charge. However, scammers are trying to get unsuspecting victims to pay “activation fees” by collecting bank account information over the phone. To ensure you do not fall victim to these scams, remember the following tips.

• Medicare representatives never make unsolicited calls. Even when they call you back after an inquiry, they will already have your information on hand.
• Keep your Medicare ID and Social Security numbers as private as your credit card numbers. Only share your Medicare ID number with trusted sources.

Scam #2: The scammer asks for your personal information over the phone

Medicare scammers typically try to collect your personal information over the phone. Keep your data private and protect your identity and keep in mind these handy points

• Remember that a government agency will never call you to verify information. They will contact you by mail. Don’t share private information over the phone.
• Report any suspicious activity or fraudulent phone calls to 1-800-MEDICARE.

Scam #3: The scammer wants to sell you medical products or services

Billing fraud is another Medicare scam that’s not always readily apparent. Confusion about what products and services are included can make it difficult to tell a billing mistake from health care fraud. Remember to:

• Educate yourself to find out what an insurance provider can and can’t bill you for over Medicare.
• Never accept “free gifts” for medical services.
• If you think you’re a victim of medical identity theft, contact the Federal Trade Commission.

Follow the link to find trusted and affordable Medicare coverage.

To learn more about avoiding Medicare scams in 2019, contact the professionals with MedicareHealthInsuranceFacts.com at (877) 829-1109. Our licensed insurance professionals are happy to answer any inquiries you have.