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Special Enrollment Period when losing your health coverage through a family member

If you have qualifying health insurance coverage obtained through a family member such as a spouse, parent, or other, this could happen.

  • You reach the maximum age (26) by your state to be a dependent and cannot be on your parent’s health plan.
  • A family member loses coverage through their employer and you no longer have health coverage because it was through the same insurance via your family member’s employers insurance.
  • Loss of health insurance because of legal separation or divorce.
  • Loss of health insurance because of a death of a member of your family
  • Loss of health insurance No longer a dependent of your legal guardian or parent

If you voluntarily drop the coverage as a dependent does not allow you to qualify for any Special Enrollment Periods.

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