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Medigap Plan B

Medigap Plan B policies were created to meet basic supplemental health needs. The plans might help enrollees pay for additional medical expenses, which are a result of unexpected procedures and hospitalization.

Plan B is ideal for for enrollees who want more than Original Medicare coverage of hospital services but not foresee them as using these services.

Plan B will provide coverage for:

  • Medicare Part B coinsurance or copayments
  • First three pints of blood used in a medical procedure
  • Medicare Part A deductible
  • Medicare Part A hospice care copayments or coinsurance
  • Medicare Part A hospital and coinsurance costs up to an additional 365 days after Original Medicare benefits are exhausted

Medigap Plan B does not cover:

  • Foreign travel emergency care
  • Medicare Part B deductible
  • Medicare Part B excess charges
  • Skilled Nursing Facility care coinsurance
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