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Facts About: |
Medicare.gov.com | MEDICARE ENROLLMENT |
Medicare Suplemental Insurance | Blue Medicarerx
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Medicare
- Medicare Enrollment
Medicare
is a health insurance program
administered by the United States government, covering people who are
either age 65 and over, or who meet other special criteria.
In general, individuals are eligible
for Medicare if they (or their spouse) worked for at least 10
years in Medicare-covered employment and are at least 65 years
old and are a citizen or permanent resident of the United States of
America.
Individuals who are under 65 years old can
also be eligible for Medicare if they are disabled or have end
stage renal disease. People under 65 and disabled must be receiving
disability benefits from either Social Security or the Railroad
Retirement Board for at least 24 months before automatic enrollment
occurs.
Medicare Coverage
Medicare
covers certain medical services and items in hospitals and other
settings. Some are covered under Medicare Part A, and some are covered
under Medicare Part B. As long as you have both Part A and Part B, these
services and items are covered whether you have the Original Medicare
Plan, or you belong to a Medicare Advantage Plan (like an HMO or PPO) |
Medicare
Part A
Medicare Part A helps
cover your inpatient care in hospitals. This includes critical
access hospitals and skilled nursing facilities (not custodial
or long-term care).
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It also
helps cover hospice care and home health care. You must
meet certain conditions to get these benefits. If you
aren't sure if you have Part A, look on your red, white,
and blue Medicare card (see sample card below). If you
have Part A, "HOSPITAL (PART A)" is printed on your card
Medicare
Part B
Medicare Part B
helps cover medical services like doctors' services,
outpatient care, and other medical services that Part A doesn't cover. |
Medicare Part B is
optional. Part B helps pay for covered medical services and
items when they are medically necessary. Part B also covers
some preventive services. Cost: You pay the Part B premium
each month ($88.50 in 2006). In some cases, this amount may be
higher if you didn't sign up for Part B when you first became
eligible. You also pay a Part B deductible each year before
Medicare starts to pay its share. See page 103 for the 2006
amount. You may be able to get help from your state to pay
this premium and deductible.
MEDICARE INSURANCE NEWS
Updated : Sun, 18 May 2008 01:46:42 GMT
Publ.Date : Thu, 15 May 2008 09:02:48 GMT
Publ.Date : Sat, 17 May 2008 23:13:43 GMT
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